Deposits and savings
A deposit is a savings product that allows you to place a certain amount of money with a bank for a specified period of time. In return, the bank pays interest on the deposited amount according to the terms and conditions of the product.
Why are deposits used?
Deposits are commonly used by individuals who want to keep their savings in a secure way while earning interest on their funds. They can be suitable for short-, medium-, or long-term savings.
What should you compare?
When comparing deposits offered by banks, pay attention to:
Interest rate
Deposit term
Deposit currency (ALL, EUR, USD, etc.)
Minimum amount required to open the deposit
Conditions for withdrawing funds before maturity
Interest payment frequency (at maturity, monthly, annually, etc.)
What should you know?
A higher interest rate does not necessarily mean that an offer is the most suitable for you. The deposit term, flexibility in accessing your funds, and other product conditions may also influence which option best meets your needs.
The calculations are based on the maximum term and the average variable interest rate. Please refer to the details if the deposit is closed before maturity.
The database is updated as of June 8, 2026. Final terms are determined by the bank.
FAQ
Frequently asked questions
Can I withdraw my funds before the end of the term?
This depends on the terms and conditions of the bank and the specific product. In some cases, you may partially or fully lose the interest earned.
When is the interest paid?
Interest payment terms vary by product. Some deposits pay interest at maturity, while others pay interest at regular intervals.
Can I open a deposit in a foreign currency?
Yes. Many banks offer deposits in ALL, EUR, USD, and other currencies.
How do I choose the right deposit?
Compare the interest rate, term, currency, and product terms and conditions to identify the option that best aligns with your savings goals.