Finmarket · Bank Accounts

Where you keep your money makes a difference.

Compare fees, interest rates, and account services before you choose.

Current and savings accounts

Bank accounts are products that allow you to manage your funds, make payments and transfers, and save money. The two most common types are current accounts and savings accounts.

What is the difference?

CURRENT ACCOUNT

A current account is used for everyday financial activities, such as:

  1. Bank transfers.

  2. Card payments.

  3. ATM withdrawals.

  4. Bill payments.

It typically provides full access to your funds and may include a debit card and online banking services.

SAVINGS ACCOUNT

A savings account is used to hold and grow your savings.

  1. It may offer interest on deposited funds.

  2. It is less focused on everyday transactions.

  3. It may have specific conditions for deposits or withdrawals.

What should you compare?

When comparing bank accounts, pay attention to:

FOR CURRENT ACCOUNTS

  1. Maintenance fee.

  2. Included cards.

  3. Transfer fees.

  4. ATM fees.

  5. Online and mobile banking services.

FOR SAVINGS ACCOUNTS

  1. Interest rate.

  2. Account currency.

  3. Conditions for depositing and withdrawing funds.

  4. Minimum required amount.

  5. Interest payment frequency.

What should you know?

The most suitable account depends on your financial goals. If you are looking for an account for everyday payments and financial management, a current account may be more suitable. If your goal is to save money and earn interest, a savings account may be a better fit.

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The database is updated as of June 8, 2026. Final terms are determined by the bank.

FAQ

Frequently asked questions

Can I have both a current and a savings account?

Yes. Many customers use a current account for everyday transactions and a savings account to set aside funds for future needs.

Do I earn interest on a current account?

It depends on the specific product. In many cases, current accounts do not offer interest or offer lower interest rates than savings accounts.

Can I withdraw money from a savings account?

Yes, but the conditions for withdrawing funds vary depending on the bank and the specific product.

What should I compare besides interest rate?

In addition to the interest rate, it is important to compare fees, charges, terms of use, and the flexibility of the product.